Express Connect integrates with the remote deposit capture service offered by Heartland Payment Systems, the nation's 6th largest payment processor. Known as Heartland Express Funds, the prime advantage of using this service is that you can maintain your current banking relationships and streamline your check deposits through a centralized location.

Express Connect and Heartland Express Funds are made possible by legislation known as Check 21, which allows businesses to deposit electronic images of their paper checks. Congress passed this law in 2004 to make the transfer and clearing of check receipts independent of air and ground transportation.

Express Connect allows you to:

Improve Cash Management

• Verify deposits anywhere and anytime
• Immediately view check deposits online
• Receive check funds next business day and advance your cash flow
• Track deposits by employee, cashier, store, and bank
• Reduce check processing and deposit fees charged by your bank
• Consolidate deposits from different locations into one bank-neutral system
• Reduce desk float

Increase Time Savings

• Never write a deposit slip again!
• No more reconciling receipts in an A/R batch
• Save valuable employee hours and transportation costs by eliminating deposit runs to the bank
• Enjoy greater flexibility by making deposits when you need to, rather than only regular banking hours.

Resolve Inaccuracy

• Receive automatic alerts for duplicate, damaged, or invalid checks
• Improve "bad check" collection efforts due to more timely investigations
• Minimize incorrect manually keyed-in check totals

Maintain Current Banking Relationships

• Express Connect is a bank neutral service, therefore you can maintain your existing bank accounts and streamline your deposits through a centralized location.

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